Monday, December 31, 2012

CIBC to pay $149.5 million to Lehman, ending dispute

(Reuters) - Canadian Imperial Bank of Commerce has agreed to pay $149.5 million to the estate of Lehman Brothers Holdings Inc to resolve litigation over a collateralized debt obligation tied to the bankruptcy of the former Wall Street bank.

The settlement announced Monday resolves litigation that began on September 14, 2010, when Lehman sued CIBC and dozens of others to recover more than $3 billion it said it had been deprived of due to its Chapter 11 filing two years earlier.

Lehman sought to hold CIBC responsible for much of the more than $1.3 billion due under an agreement requiring the Canadian bank to cover payment shortfalls tied to a large CDO transaction.

In addition, Lehman contended its contracts gave it senior payment priority, but that the bankruptcy caused it to be improperly replaced with junior payment priority.

CIBC, Canada's fifth largest bank, recognized a gain of $841 million following Lehman's bankruptcy on September 15, 2008, when it had reduced to zero its financial commitment related to a note issued by the CDO.

It has said in regulatory filings that Lehman was the guarantor of a related credit default swap agreement. Monday's payment amounts to $110.3 million after taxes, CIBC said.

Lehman spokeswoman Kimberly Macleod declined to comment.

Once Wall Street's fourth largest investment bank, Lehman emerged from bankruptcy protection on March 6 and has paid out roughly half of the estimated $65 billion it hopes to return to creditors. Its bankruptcy is the largest in U.S. history.

The case is Lehman Brothers Special Financing Inc v. Bank of America NA et al, U.S. Bankruptcy Court, Southern District of New York, No. 10-ap-03547. The main bankruptcy case is In re: Lehman Brothers Holdings Inc in the same court, No. 08-13555.

(Reporting by Jonathan Stempel in New York; Editing by Lisa Von Ahn and Jeffrey Benkoe)

Source: http://news.yahoo.com/cibc-pay-149-5-million-lehman-estate-ending-143949747--sector.html

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Sunday, December 30, 2012

CAR president says ready to share power with rebels

Source: reuters // Reuters

Central African Republic President Francois Bozize (C) speaks to a crowd of supporters and anti-rebel protesters during an appeal for help, in Bangui, Central African Republic, December 27, 2012. REUTERS/Stringer

* President Bozize says can form unity government

* Rebel fighters within 75 km of capital

* Regional leaders organising peace talks in Gabon

By Ange Aboa and Paul-Marin Ngoupana

BANGUI, Dec 30 (Reuters) - Central African Republic's embattled President Francois Bozize said on Sunday he was ready to share power with the leaders of a rebellion that has swept aside government defences to within striking distance of the capital.

The three-week old onslaught by the rebel alliance Seleka has highlighted the instability of the landlocked former French colony, which remains one of the least developed nations on the planet despite its rich deposits of uranium, gold and diamonds.

"I am ready to form a government of national unity with Seleka to run the country together, because I am a democrat," Bozize told a news conference following a meeting with African Union Chairman Thomas Yayi Boni in the capital Bangui.

He added that he was ready to attend peace talks that are being organised by regional leaders in Libreville, Gabon, "without condition and without delay".

It was unclear if the offer would defuse a crisis that has posed the biggest threat to Bozize's nearly 10 years in charge of the country, nestled in the midst of a turbulent region known for wars and haunted by armed groups.

A spokesman for the rebels said the group would consider Bozize's offer, but added its aim was not to join the existing government.

"I take note of his proposals. We need to meet to study them," Seleka spokesman Eric Massi told France 24 television. He said the rebels also wanted to see what guarantees would be made to them.

"Know that Seleka's aim today is not to enter into a government but to allow the people of Central African Republic to be able to drive the country towards development and self-fulfillment," he said.

Seleka, an alliance of three armed groups, accuses Bozize of failing to honour a 2007 deal under which members who laid down their guns were meant to be paid. It claims to have a force of more than 3,000 men and to have positions within 75 kilometers (45 miles) of Bangui.

The last time rebels reached Bangui was in 2003 during the insurgency that swept Bozize to power.

FEARING THE WORST

Residents in the ramshackle riverside capital have either fled or stockpiled food and water in their homes in preparation for a rebel attack.

The streets of the city were largely deserted on Sunday save for military patrols and a trickle of churchgoers. Youths carrying machetes had set up makeshift barricades along main roads during a driving ban imposed overnight.

"There is a great deal of fear here now, and people are hiding their belongings and seeking safety," said Genael Dongonbo, a student at Bangui University from the northern town of Bambari. "I'd also like to leave, but I have no money and the rebels have already seized my town."

With a government that holds little sway outside the capital, some parts of the country have long endured the consequences of conflicts spilling over from troubled neighbours Chad, Sudan and the Democratic Republic of Congo.

Central African Republic is one of a number of countries in the region where U.S. Special Forces are helping local forces try to track down the Lord's Resistance Army, a rebel group which has killed thousands of civilians across four nations.

Regional neighbours agreed on Friday to send more troops to shore up CAR's army after a string of defeats this month, and after French President Francois Hollande rejected a plea for Western military help made by Bozize last week.

The Economic Community of Central African States (ECCAS)already has more than 500 peacekeepers in CAR. Officials did not say how many more would be added or when they would arrive.

About 1,200 French nationals live in CAR, mostly working for mining firms and aid groups in the capital. The French defence ministry sources said Paris had in recent days boosted its force in CAR to nearly 600 from an existing 250-strong deployment safeguarding French citizens.

French nuclear energy group Areva mines the Bakouma uranium deposit in CAR's south - France's biggest commercial interest in its former colony.

The United States said on Thursday it had closed its embassy in Bangui and evacuated its staff.

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Source: http://www.trust.org/alertnet/news/car-president-says-ready-to-share-power-with-rebels

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Friday, December 28, 2012

Bluestacks for Mac hits beta, injects a little Google in your Apple

Bluestacks for Mac hits beta, injects a little Google in your Apple

If you're one of those folks that like to bridge the divide -- rocking an Android handset, but rely on a Mac for heavy lifting -- we've got some good news. Bluestacks, the emulator that lets you run Android apps on your desktop has hit beta on OS X. The tool launched in beta form on Windows in March and an alpha version for Mac landed in June. Now there should be a little more parity between the major desktop ecosystems when it comes to getting your Flipboard and Bad Piggies on. To download it for yourself hit up the source link.

Filed under: , ,

Comments

Via: Android Central

Source: Bluestacks

Source: http://www.engadget.com/2012/12/27/bluestacks-for-mac-hits-beta/

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How Can I Get My Unresponsive Friends to Actually Return My Messages?

How Can I Get My Unresponsive Friends to Actually Return My Messages?Dear Lifehacker,
I have a friend who sometimes doesn't reply to my emails, voicemails, or even texts. Or if she does, it takes ages. Is there any way to ensure she'll respond to them?

Signed,
Annoyed by No Replies

Dear Annoyed,
That sort of thing really bugs us too. We all have that friend or family member who's so impossible to get a hold of it feels like you're getting the cold shoulder. Assuming your friend isn't actually mad at you for some reason and wants to stay your friend, there may be a few ways to get your messages delivered?and responded to promptly (without feeling like a pest).

Make Sure You Send Your Messages at the Best Time for the Recipient

How Can I Get My Unresponsive Friends to Actually Return My Messages?

One possible reason why your friend never hits the reply button is simply the time you usually send your messages. If you friend is in school at night, for example, it's really easy for any late messages to go completely unnoticed?or opened and then forgotten about because she didn't have time to respond at that very moment. My family members tend to call me right at the start of my workday (for a reason I still don't understand), so, similarly, I end up leaving those calls to voicemail even though I would like to talk to them?later.

If you're sending an email, email marketing firm GetResponse analyzed 21 million email messages to find the best hours for sending emails (if you want them opened). Because the majority of emails land in the inbox in the morning, they say those sent in the afternoon have a greater chance of being opened and clicked on. Depending on the recipient, you probably should avoid sending emails during rush hour, child-bathing hour, and dinner time. Photo by GetResponse

Takeaway: If you want your messages to get more attention, try sending them when you know the person is least busy, if possible.

Some Types of Messages May Be Better Than Others

How Can I Get My Unresponsive Friends to Actually Return My Messages?Similarly, you should send your messages in the best medium for the person. People who don't have their phones with them all the time can't be expected to quickly respond to all text messages. An avid Facebook or Twitter user, on the other hand, might reply more readily to a message on one of those social networks than, say, email. Photo by Ian Lamont

Even those who try to respond to all messages in a timely fashion (e.g., with the 2-2-2 rule) put email as a lower priority than texts, which is beneath phone calls. I'm not sure what the official stance is on IM priority, but I might put that above even phone calls.

If you are sending an email, though, you can boost its chances of being read and replied to if you follow good email etiquette: Keep your email concise (3-5 sentences if possible), be as descriptive as possible in the subject line (a killer subject line helps), remind the person of any previous conversations in case he/she has forgotten them, and make your request as direct and explicit as you can. Short and sweet?yet still complete?works for all other message media as well.

Resend the Message

Maybe your friend just needs a nudge. Whether she forgot about the message or it never actually went through (sometimes spam filters can be overzealous), if the message is important, go ahead and resend it, saying something like "I wasn't sure if you got this, so I'm following up to see what you thought."

Ask for a Reply

Also, if you want a reply, make sure you explicitly ask for it. "Let me know either way" is the one line you definitely should add in your job interview followup letter and it works for other emails as well. Or you could say "What do you think?" or "Please let me know if you're interested or not." Even better: "I need to buy the tickets by noon tomorrow, so if I don't hear from you before then, I'll assume you're not interested."

Get a Mutual Friend to Intervene

How Can I Get My Unresponsive Friends to Actually Return My Messages?Someone else might be able to get your friend's attention better than you could. Don't be offended?perhaps they're just closer or more regularly in contact. If you have a mutual contact, you could say, hey, I'm having a hard time getting in touch with so-and-so, could you forward my message for me?

(As a final resort, if you're really desperate to get in contact with someone, you could spoof caller ID. As mentioned previously, though, you should only use Caller ID spoofing in an emergency case, because once your friend answers and finds out you are masquerading as someone else, it had better be worth it.) Photo by xrayspx

Don't Assume the Worst

Finally, your friend probably doesn't know she's annoying you, so try to give her the benefit of the doubt and not be too infuriated by this (admittedly annoying) behavior. You could also talk to her about why your messages aren't being returned. Something as simple as "Hey, did you get my last emails/texts/calls? This seems to happen a lot, and I know you're busy, so what's the best way to get in touch with you and when?" could go a long way towards mending the situation.

Love,
Lifehacker

Have a question or suggestion for Ask Lifehacker? Send it to tips+asklh@lifehacker.com.

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/xtOeLZWRjyQ/how-can-i-get-my-unresponsive-friends-to-actually-return-my-messages

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Tuesday, December 25, 2012

Real Estate Ideas That Can Have You Buying Like A Pro - Maynas Eric

Is the subject of real estate one that you think you know everything about? There?s so many small things you need to know. Some of the most expert buyers still learn new things all the time. This article is here to help you with tips that you can use when thinking about what kind of real estate you want to buy.

It is a good idea to retain an attorney who specializes in real estate when you are involved with foreclosure purchases. Unexpected complications are especially troublesome in foreclosure-related deals, and consulting a legal professional should be considered. The proper legal representation can save you money and headaches over the long run.

Monitor residences in pre-foreclosure status. If you have lots of time to devote to finding your investment property, then pre foreclosures may be the way to go for you. Properties classified as pre-foreclosures are simply homes that are delinquent and at risk of going through the foreclosure process in the near future. You can get a lender?s list of pre-foreclosures, or place advertisements stating that you will pay cash to buy homes. However you locate the owner of a pre-foreclosure property, you need to figure out how much he or she owes on the mortgage and make an offer a little higher than that amount. This will be a great bargain for you, since most do not owe the house?s full market value.

TIP! It is easier to begin the purchase of real estate when you are organized. Dedicate a notebook just to the information you gather online, from the newspaper, from friends and from your agent.

Consult a qualified real estate professional before investing in a property. These people will have resources that may not be directly available to you. Most brokers have useful tools such as specialized software that can search and sort through MLS listings. The use of the MLS by a Realtor will allow search criteria that is unavailable through doing a search on you own.

If you are seriously considering buying a home, take the time to measure it. You need to make sure public records for square footage match the listing. If these numbers do not match up closely, you should not buy the property or go to the proper authority to have it fixed.

Always get an inspection of the home you wish to buy. You don?t want to discover after you buy that your house needs a lot of renovating. This will not only cost you extra money, you might have to find suitable living arrangements while the home is being repaired.

TIP! Be careful about purchasing a home when your job is uncertain. Once your signature is on the dotted line, you?ve agreed to be responsible for the monthly payment, regardless of your circumstances.

Buy a house with more than one fireplace only if your climate necessitates it. It is a real hassle to keep up with cleaning multiple fireplaces and they are rarely used anyway.

If you are considering renting a home or apartment that has a garden, don?t sign a lease agreement until you find out from the landlord who is responsible for tending the garden. Sometimes rentals require that you handle it yourself, or for you to hire a gardener or yard person. Other places still will offer this service as an added monthly fee.

When you officially decide to purchase a home, don?t forget all the other options that are available. It can take a long time to find that property that can fit your strategy and goals.

TIP! When you?re ready to buy a home, you?re aware of the asking price. However, figuring out your offer is most important.

When looking to purchase a new home, it is very important to avoid the trap of judging a house based on its decor. You should focus your shopping comparisons on the condition that the house is in and whether it has solid construction. If you buy a home primarily because it has structural details that appeal to you, you may fail to recognize critical flaws that can end up costing you thousands of dollars down the road.

Don?t purchase properties before thoroughly researching them. Even for rental property, you should look at some important features before purchasing. The first is whether the property is sustainable. Is this property in good condition and does it just require minimum upkeep? Equally as important is the location of the property. For a major portion of rental properties, location is a paramount consideration. Consider the needs of your tenants in regards to shopping and access to service providers. Lastly, average income in the area is also important. If the average income is high, your property will attract a certain type of renters. You will find location to be more of a concern in areas where rents are low.

TIP! During your first meeting with an agent make sure to ask all the questions which are pertinent to your situation. Some questions to consider is are you a buyer?s agent, a seller?s agent or a dual agent.

If you?re thinking about relocating, you may want to consider looking online at the neighborhood of the house you?re thinking of purchasing. There is a wealth of information available on the Internet, even for small cities and towns. Make sure that you can live comfortably in a town by researching the population, unemployment rate and salary ranges.

You now know more about real estate than you did at the beginning of this article. Who knows, maybe someone you help out will lead you to success someday.

Join me on Facebook:

www.facebook.com/maynaseric

Source: http://www.maynaseric.com/real-estate-ideas-that-can-have-you-buying-like-a-pro-4

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Monday, December 24, 2012

Video: Next Year's Energy Outlook

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Source: http://video.msnbc.msn.com/cnbc/50288817/

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Fat influences decisions taken by brain cells for production and survival

Dec. 23, 2012 ? Scientists at Karolinska Institutet in Sweden have identified two molecules that play an important role in the survival and production of nerve cells in the brain, including nerve cells that produce dopamine. The discovery, which is published in the journal Nature Chemical Biology, may be significant in the long term for the treatment of several diseases, such as Parkinson's disease.

The same scientists have previously shown that receptors known as "liver X receptors" or LXR, are necessary for the production of different types of nerve cells, or neurons, in the developing ventral midbrain. One these types, the midbrain dopamine-producing neurons play an important role in a number of diseases, such as Parkinson's disease.

What was not known, however, was which molecules stimulate LXR in the midbrain, such that the production of new nerve cells could be initiated. The scientists have used mass spectrometry and systematic experiments on zebrafish and mice to identify two molecules that bind to LXR and activate it. These two molecules are named cholic acid and 24,25-EC, and are bile acid and a derivate of cholesterol, respectively. The first molecule, cholic acid, influences the production and survival of neurons in what is known as the "red nucleus," which is important for incoming signals from other parts of the brain. The other molecule, 24,25-EC, influences the generation of new dopamine-producing nerve cells, which are important in controlling movement.

One important conclusion of the study is that 24,25-EC can be used to turn stem cells into midbrain dopamine-producing neurons, the cell type that dies in Parkinson's disease. This finding opens the possibility of using cholesterol derivates in future regenerative medicine, since new dopamine-producing cells created in the laboratory could be used for transplantation to patients with Parkinson's disease.

"We are familiar with the idea of cholesterol as a fuel for cells, and we know that it is harmful for humans to consume too much cholesterol," says Ernest Arenas, Professor of Stem Cell Neurobiology at the Department of Medical Biochemistry and Biophysics at Karolinska Institutet, who led the study. "What we have shown now is that cholesterol has several functions, and that it is involved in extremely important decisions for neurons. Derivatives of cholesterol control the production of new neurons in the developing brain. When such a decision has been taken, cholesterol aids in the construction of these new cells, and in their survival. Thus cholesterol is extremely important for the body, and in particular for the development and function of the brain."

The study has been financed by grants from (among other bodies) the Swedish Brain Foundation, the European Union, the Swedish Foundation for Strategic Research, Karolinska Institutet and the Swedish Research Council.

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The above story is reprinted from materials provided by Karolinska Institutet.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Spyridon Theofilopoulos, Yuqin Wang, Satish Srinivas Kitambi, Paola Sacchetti, Kyle M Sousa, Karl Bodin, Jayne Kirk, Carmen Salt?, Magnus Gustafsson, Enrique M Toledo, Kersti Karu, Jan-?ke Gustafsson, Knut R Steffensen, Patrik Ernfors, Jan Sj?vall, William J Griffiths och Ernest Arenas. Brain endogenous liver X receptor ligands selectively promote midbrain neurogenesis. Nature Chemical Biology, 2012; DOI: 10.1038/nchembio.1156

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/xeZ3Z2ArdTY/121223152435.htm

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Friday, December 21, 2012

Real Estate Web And Software Stocks: Not Cheap But Are They ...

Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. (More...)

Real Estate stocks are heating up this winter. The homebuilder ETF (XHB) has increased by nearly 60% this year and dividend rates on REITs have been driven far below 5%, so value investors are now looking for opportunities in adjacent sectors. Timber REITs and agricultural companies with hidden real estate values have already been analyzed in a recent post. Another potential opportunity lies in web and business software companies that support real estate businesses.

Recent public offerings for real estate web companies like HomeAway (AWAY) have fared much better than more headline hogging consumer facing IPO failures like Facebook (FB) and Zynga (ZNGA). The acquisition of the publicly traded Loopnet (LOOP) by CoStar Group (CSGP) for $860 million, a deal that closed earlier this year, also demonstrates that there is significant institutional demand and therefore sustainable value creation in this sector. Since that acquisition in April, CoStar stock has appreciated more than 22%.

An even more spectacular run this year has been the outsized performance of Ellie Mae (ELLI) which has gone from $6 in late January to just about $27 per share this week. This portfolio popper has attracted fans. On October 12, 2012, Brian Schwartz, a Managing Director and Senior Analyst at Oppenheimer & Co. Inc. who covers the SaaS/applications software space, pounded the table for Ellie Mae in an interview with the Wall Street Transcript:

TWST: You have "outperform" ratings on several of your stocks, but which two or three would you point out as best bets for investors at the moment?

Mr. Schwartz: Our top small-cap idea right now is Ellie Mae. We think this business has just a dearth of growth impediments. Right now, they have the recession-resistant ASPs, and we just see lots and lots of greenfield opportunities to grow their business very fast with strong installed, based growth as well as ongoing share gains. And what this means is they have very good visibility into their model and are likely set up to deliver steady ongoing upward revisions to estimates above consensus expectations. We also are a believer in housing recovery, and we think Ellie Mae is really the best software play on housing recovery. So that is one of our top ideas in the small-cap world.

The newly minted IPOs in the web based real estate space are looking to emulate the return multiple that investors got from ELLI this year. The previously mentioned HomeAway is a high growth "rental by owner" business that competes with Silicon Valley darling AirBnB. HomeAway has $300 million in current run rate annual sales, and the company has been rolling up many local and international based web businesses operating in the home rental space. Since its IPO in June of 2011, the Austin, Texas based HomeAway has grown to nearly $2 billion in equity capitalization which must have the venture capitalists in the AirBnB balance sheet licking their thin bloodless lips.

Zilliow (Z) and Trulia (TRLA) are two residential real estate information companies that have recently become publicly traded, Trulia in September of 2012 and its direct competitor Zillow more than a year earlier on July 20, 2011. Both stocks showed an initial surge above their IPO prices but have since come down to earth although Zillow is still above its $20 per share IPO price, while Trulia is right around its $17 per share initial price. As the chart below demonstrates, Zillow roughly doubles Trulia's fully diluted enterprise value. Neither company has been shy about using their new public paper money to make multiple acquisitions. Both are operating around breakeven on a EBITDA basis although Trulia is booking a small net income loss so far this year. Both have roughly similar and massive 75+% revenue growth rates.

Two small cap real estate web companies round out this field, Move.com (MOVE) and ZipRealty (ZIPR). Move.com was a 1999 spin off from Cendant that was sold to Homestore.com but then managed to survive the dot com wash out of 2000 and has grown its business to about $200 million in annual revenues with about $6 million in operating income. The stock is far from cheap at 50 times earnings, especially since top line growth has been missing the last year or so even as the real estate market has revived.

ZipRealty is a interesting potential turnaround story. In a 2009 interview, former CEO Pat Lashinsky highlighted the company's novel lower cost real estate brokerage through web services concept: "First of all, when consumers buy a home with us they get a 20% rebate back of our commission; we do that because we're able to provide for better value than others." Unfortunately, this innovative real estate brokerage and software services website ran afoul of the State of California labor department and was forced to pay $5 million to settle a potential violation of minimum state wage laws. Now that the California labor rights bureaucrats have been pacified the company may have an opportunity for positive developments.

ZIPR has a $75 million equity cap with $20 million in net cash on the balance sheet and about $76 million in run rate revenues, which actually makes it bigger on the top line than Trulia. There is a competitor, private equity darling Redfin, which recently raised $14.8 million in a series "E" round of preferred stock at the end of October in 2011. The multiple rounds of private equity into Redfin, a Seattle, Washington based company, would seem indicate an imminent IPO or attempted exit at an extreme valuation. This in turn may spark some interest in the ZIPR, especially if management can put past mishaps behind and resurrect growth.

CoStar

HomeAway

Zillow Elli Mae Trulia Move.com ZipRealty
CSGP AWAY Z ELLI TRLA MOVE ZIPR
Price/Share $86.64 $21.60 $26.48 $26.94 $16.59 $7.33 $2.89
Equity Cap. $2.5Bn $2.0Bn $1Bn $800mln $558mln $292mln $74mln
Enterprise V $2.5Bn $1.7Bn $790mln $706mln $466mln $261mln $55mln
Est. Revs $346mln $282mln $115mln $100mln $66mln $196mln $76mln
Revs Growth 35% 22% 79% 96% 77% 1% (16%)
Adj. EBIT $40mln $45mln $8mln $25mln ($9mln) $8mln $1mln
EV/Adj.EBIT 62 38 104 29 N/A 35 76
EquityCap/NI 207 127 132 37 N/A 53 N/A

Source: http://seekingalpha.com/article/1074761-real-estate-web-and-software-stocks-not-cheap-but-are-they-good

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Wednesday, December 19, 2012

India / Toward quota for Muslims in govt jobs ?

Apparently taken aback by BSP chief Mayawati successfully pushing the quota in promotion bill, Samajwadi Party chief Mulayam Singh Yadav sought to counter it in the Lok Sabha on Tuesday by making a strong pitch for reservation in government jobs for Muslims.

Raising the issue during Zero Hour, Yadav contended that the plight of the minority community was worse than that of the scheduled castes and tribes and asked the government as to what steps it had taken to implement the recommendations of the two committees headed by Rajinder Sachar and Justice Ranganath Misra on the status of Muslims.

Demanding quota for Muslims in government jobs, Yadav said the ?precarious? status of the community has been correctly highlighted by the Sachar Committee.

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FireShot Screen Capture #075 - 'SP pushes quota for Muslims in govt jobs - India - DNA' - www_dnaindia_com_india_report_sp-pushes-quota-for-muslims-in-govt-jobs_1778929

via SP pushes quota for Muslims in govt jobs ? India ? DNA.

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Source: http://jobmarketmonitor.com/2012/12/18/india-toward-quota-for-muslims-in-govt-jobs/

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Tuesday, December 18, 2012

Holiday Dinner Help from Foodily | iPhone.AppStorm

The holiday season is stressful for all involved, in more ways that one. There?s shopping, family get-togethers and all that cooking. No one understands this more than the family chef, the person responsible for pulling off a beautiful meal that everyone, with all their peculiarities of preference, will love. And it?s best, of course, if the whole undertaking appears effortless.

Recipe/social cookbook app Foodily can?t finish up your holiday shopping or get that one string of lights to stop blinking already, but it can lend a hand when it comes to putting together a piping hot feast. A powerful search, recipes with user comments and pictures, and lots of advice from celebrity chefs are all on the table with Foodily.

Like the article? You should subscribe and follow us on twitter.

Stir it Up

You?ll have to sign up to get into Foodily, because it?s that sort of app. You can?t just get in, get recipes and get out. Foodily wants you to share the recipes with your friends and actively encourages you to engage with the community. No food loners here, eating bags of dry cornbread stuffing mix, gripping your iPhone with a quiet determination. So sign up and log in.

Make some famous people friends, because even if you they won't be calling you up on the phone, their awesome recipes will show up first in your recipes feed.

Make some famous people friends, because even if you they won?t be calling you up on the phone, their awesome recipes will show up first in your recipes feed.

Foodily will recommend some people (mostly celebrity chefs and Food Network types) for you to follow, along with some food and fitness magazines. It?s not a bad idea to take them up on the offer. While the quiet determination route may seem like a good plan to start, it?s nice to have some familiar faces to rely on, recipes from people you know you can trust, recipes that weren?t made up by someone eating bags of dry stuffing mix. If you have a ton of fabulous cooks in your rolodex, you can add friends from Facebook and your Contacts, too.

The home screen of Foodily will be plastered with beautiful pictures of all the wonderful things your friends have been cooking up ? or thinking about cooking up ? and tagging on Foodily. Your friends? comments, tags and pictures will appear here, and you can tap the comment icon to get in on the discussion. This is a great place to see what people are eating right now, especially if you?ve managed to add some real friends to Foodily. It?s also a great place to get really hungry, what with all of the amazing photos.

That Time of Year Again

I?m using Foodily to plan my holiday dinner, and this is where everyone finds out I?m a vegan. Before you say that a vegan shouldn?t be reviewing a recipe app, especially before one of the biggest, eatingest holidays of the year, I?m going to have to disagree. There?s plenty of vegan dishes to make anyone, even the most voracious meat eater, happy at the holidays, and if Foodily can?t take care of me, well, it?s not doing a very good job.

Look at all that food. You can find all sorts of things with a little ingenuity.

Look at all that food. You can find all sorts of things with a little ingenuity.

With that in mind, I did some searches for ?vegan christmas? and ?vegan holiday.? Foodily had nothing for me, but that?s okay, because I can do more searches. I got lucky when I searched for specific vegan dishes, like vegan potatoes (lots of roast potatoes), vegan brussel sprouts or vegan pie.

I was heartened to find I wasn?t just hitting on dishes from a bunch of vegan cooks or blogs, either, but more mainstream chefs. These were just regular dishes that were accidentally vegan but had been appropriately tagged by someone at Foodily based on their ingredients. The same thing went for the other dietary restriction tags, of which I am less familiar but gave a go in the search bar, anyway. If I hadn?t specifically done searches for allergen-free recipes, I wouldn?t have known that?s what I was getting, the recipes looked so very normal and delicious!

Even if you have no dietary restrictions and just want a big plate of turkey, with a side of turkey and turkey pie for dessert (extra peanuts and gluten, please!), you?ll find lots of recipes to fit the bill. You?re just going to have an easier time than me.

Make a List, Check it Twice

So you?re finding all these great recipes for your holiday meal, but what do you do with them? Luckily, Foodily has solved that problem with lists. Whether you want to try out a few new things or plan out a whole meal, you can stick your recipe in a list. I created a list just for my Christmas dinner, and every time I found a recipe I wanted to use on the big day, I?d add it to the list. I can then go back through and review all of my recipes in one place.

You can track all of your favorite recipes, plan meals and create lists of your favorite recipes.

You can track all of your favorite recipes, plan meals and create lists of your favorite recipes.

On each recipe page, you can see who has favorited a recipe and their comments. The comments are so helpful, because users can let you know what didn?t go to plan, if they ran into any problems or if the recipe just didn?t work. This is such good information to have before you get started, but would usually only learn after everything has gone to pot. If anyone has uploaded photos, those will be attached to the recipe, too. I?m telling you, look at the photos! If you?re using a celebrity chef recipe, they had a team of staff helping and a professional photographer. You?re just going to have you. It?s nice to know what the reality is before you jump in with both feet.

Below all of that is the nutrition information. Foodily gives you the total calories for the entire dish if you were to eat the whole thing at one sitting, and honey, let me tell you, I?ve done that more times than I care to admit. But people who aren?t me won?t have a lot of use for those numbers. Foodily also breaks it down by calories per gram, but I?m not measuring my food that way, either.

The recipe pages are more than just lists of ingredients. They also show comments from other users and pictures of the completed dish.

The recipe pages are more than just lists of ingredients. They also show comments from other users and pictures of the completed dish.

If you?re not comfortable using your iPhone as a cookbook, and I can definitely see your logic there, you can email your ingredients lists to yourself, each with a link to the recipe on the Foodily website. You can share your recipes via Facebook and Twitter, even when you?re not actually planning to cook them; instead, just pretend you did. Tip: Use this method to show off to a mother-in-law or other snooty relative that you won?t actually be seeing over the holidays.

Come Back for Seconds

Foodily was well-organized and easy to search, even surprisingly so. If you?re on a special diet, Foodily hasn?t forgotten about you, and it?s easy for just about anyone to find something they?d like to put in their bellies. Not to mention, it?s a really well-designed app. Everything is easy to find, user-friendly and looks good.

While it will definitely be a help to me during the holidays, Foodily has also earned a place on my home screen for the long term. The breadth of chefs, sites and blogs included already encompasses many of my favorites, and the ability to post pictures of the things I cook and comment on others speaks to the latent food blogger in me. It will be an app I return to not just for special occasions, but also when I?m just looking for something new to try.

Source: http://iphone.appstorm.net/reviews/food-drink-reviews/holiday-dinner-help-from-foodily/

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Deal of the Day ? 24? Dell UltraSharp U2410 IPS-panel LCD Monitor with HDMI and DisplayPort

Sunday’s LogicBUY Deal is the 24″ Dell?UltraSharp U2410 ?LCD monitor for?$399. ?Features: 1920 X 1200 resolution wide-gamut IPS panel 6ms response time 400 nits brightness Built-in memory card reader USB 2.0 port; ?HDMI, DisplayPort, DVI-D inputs $549 – $150 instant savings = $399?with free shipping. This deal expires December 19, 2012 or sooner. Check the [...]

Source: http://the-gadgeteer.com/2012/12/16/deal-of-the-day-24-dell-ultrasharp-u2410-ips-panel-lcd-monitor-with-hdmi-and-displayport/

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Monday, December 17, 2012

Injuried parties with protected identity - Romanian Legal Week

The Court of Appeal from Brasov rulled that in the situation when in the indictment are not mentioned the real identification data of the injuried parties, the sanction that occurs is the document relative nullity, this invalidity cannot be removed in any other way than by restoring the document instituting and prosecuting acts.

?Due to article 24 paragraph 1 Criminal Procedure Code the person who suffered through the criminal act a phisical, moral or material damage, if he/she participates at the criminal trial it is named injured party, if he/she exercises a civil action is called hand civil party, due to the second paragraph of the same article, their declarations are considered to be test means? and in this case it is normal that the court proceds of their hearing ( article 326 Criminal Procedural Code ), firstly are taken into account the data concerning their identity, civil and material state, other personal data, and secondly their confessions about the offense and the circumstances in which it took place. As the article 771 Criminal Procedural Code states, the hearing of the injured party and the civil party can take place in using special methods likely to those concerning the witnesses, for their protection. So, in the case their life, their coporal integrity and the freedom of the injured party and the civil party are in danger, the prosecutor or the court? can admit the hearing of this party without being present at the place where the judgement is taken, by using the technical machines of the judicial authority, the provisions regarding the protection of the witnessed identification data can be applied using the analogy.

Interpreting these last provisions in the meaning of their application for the injured party or the civil party too equals to an extentions of the criminal law, applying the criminal law for some facts which are not included in their norms, which is an inadmissible situation and it is in contradiction with the principle of legality.

In this case, taking into account the provisions of article 4 from the Law no. 211/2004 concerning some measures to assure the protection of crime victims and also the legal provisions mentioned concerning the protection of witnesses identification data, the criminal prosecuting body, using the analogy extended the criminal law too much and has created a third institution, that of ?? victims with protected indentity ?, unallowed situation and infringed the principle of legality.

So, the victims of a crime have the possibility to choose, either they participate in the criminal trial as injured party or civil party, or they give up this position and they will be heard as a witness.

(?) Proceding in hiding the indentity of the injured and civil parties, the defandents were infringend their right to defend themselves as article 6 paragraph 3 letter b from ECHR states ? every person who is arrested has, especially, the right to be informed in the shortest period of time, in a language he understands and with all the concering details about the nature and the cause of the accusion brought against him, so inclusively he must be informed about the identity of those who accused him when they participate in the criminal trial as injured/civil parties. Using another procedure than by respecting the legal provisions in what concerns the hearing of the injured/civil parties and as a consequence, of the defandents, regarding the way it was done it was an infringement of the contradictoriality principle too, the sanction being relative nullity which can be covered just by having the criminal proceding acts resteored, respecting the infringed legal provisions ?. ( Criminal Decision no. 693 from 22nd of October 2009 pronounced in appeal? by the Criminal Department and minority cases of Bra?ov Court of Appeal having as object child trafficking- Law no. 678/2001- JURINDEX 2010648471, judges: Aurelia Munteanu, Nicoleta ??n? and Laura Popa ).

>> The source:?JURIDICE.ro

Daniela GHICAJANU

Source: http://www.legalweek.ro/2012/12/17/injuried-parties-with-protected-identity/

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Sunday, December 16, 2012

Bird beaks show why 'sister' species don't live together

Dec. 14, 2012 ? A study of closely-related bird species has found that they do not coexist in the same region because they remain too ecologically similar and will out-compete each other, not because of geographical barriers or unsuitable habitats.

Oxford University scientists examined 'sister' species -- species that are each other's closest relatives -- of the 'ovenbird' family from South America. They compared data on when these species diverged and where they live today and found that those that have been separated for longest and have evolved very different beaks were able to coexist more rapidly after they became two separate species.

The findings suggest that species displaced due to climate change may not be able to survive in what appears to be a suitable new habitat because a related species already living there will out-compete them for resources.

A report of the research appears this week in Ecology Letters.

'Competitive exclusion between species is generally thought to be limited to relatively small spatial scales, such as between individual birds or across local patches of habitat,' said Dr Alex Pigot of Oxford University's Department of Zoology, lead author of the report. 'In our work we are able to show that competition is a major factor responsible for excluding closely-related species from entire regions. The key was being able to rule out other explanations like geographical barriers, such as rivers, or unsuitable habitats from being the main barriers to 'sister' species co-existing.'

'Ovenbirds' (Furnariidae), so called because in some species their domed nests resemble a traditional Dutch oven, are found throughout South America; there are hundreds of species inhabiting a range of environments from deserts and grasslands to tropical forests. The Oxford team chose to study them because their very diverse beaks give useful information on how related species have evolved to fill particular ecological niches.

'The beak is the main tool used by birds for capturing and consuming food items and so has been moulded by natural selection to fit this purpose,' said Dr Pigot. 'In ovenbirds some species have evolved bizarrely long curved bills in order to prise insects from bamboo stems or beneath the bark of trees, but only one such species tends to live in any given place. Our results suggest that it can take a long time to evolve a foraging niche different enough to allow coexistence amongst related species.'

As environments become hotter or drier, for instance due to climate change, it has been generally assumed that species will track suitable conditions and move to new locations. This new research shows that the area of suitable habitats could be much smaller than current estimates suggest, as many regions will already be occupied by related species that will out-compete any newcomers. This implies that the full impact of environmental change cannot be understood without considering competitive interactions between species.

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Story Source:

The above story is reprinted from materials provided by University of Oxford.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Alex L. Pigot, Joseph A. Tobias. Species interactions constrain geographic range expansion over evolutionary time. Ecology Letters, 2012; DOI: 10.1111/ele.12043

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_environment/~3/SVV1GC7uOfc/121214215042.htm

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Thursday, December 13, 2012

Progressive Enhancements for Effective Web Design | Business 2 ...

Any business hoping to open an online website would generally need to choose a competent web development team to create the site, and manage/maintain it.

Web Developer

The Web developer will determine the ideal page layout of the proposed site, including text location, graphics, colors and navigational functions. They provide page cross-links and works in a position of the project manager for the design of the company site.

Graphic Designer

Once the development if properly in place and its performance optimized, the website is handed off to the graphic designer to create the visual art and styling for your site. He or she will have full responsibility in developing all the necessary graphic elements that include images, colors and layouts of each page.

Coding Programmer

Once the graphic designer has finished their portion of the website, it is handed off to the programmer that will generate all the necessary code. By producing the backend functionality of the website, and written in clean markup, it will operate to appear exactly as the developer planned it, and the graphic designer designed it.

Launching the Website

Now that the site is developed, designed and programmed to function optimally, it can then be launched onto the Internet and placed online in a specific location. Now that the website is up and running, it requires the skills of an effective market consultant to ensure the site performs according to a specific marketing strategy. Using effective strategies and tactics, the consultant can help drive a targeted audience to the site to generate higher conversion rates (turning visitors into customers through the purchase of services or products).

Previous Experience

A competent web development team will need to have the experience of creating similar projects to your company, and be willing to offer a portfolio of their previous work. Their finished product should look appealing and operate professionally, whether it is a small or large business. Their previous work should include familiar companies with existing online websites.

Updates and Maintenance

A well-designed website that functions properly to promote itself online, will need to be designed by a web development team that can help your company expand in the future. They should be able to provide all maintenance and routine updates by adding new content to keep it fresh and pertinent to the services and products the company provides online. The team should have the ability to continually update the website?s functionality as e-commerce technologies continue to evolve.

Clearly Defined Costs

The web development team should have specific fees including packages, cost per page or hourly rates. Their payment terms should be clear and concise including upfront cost, benchmark payments, and payments upon completion. They should provide a total cost estimate and provided detailed list of exactly what is included in the total price. They should be straightforward on handling any unforeseen costs and extras, providing information on how each will be handled/billed.

Finally, they should offer full management services to oversee the ongoing process of operating your website. They should assume full responsibility for any bugs or downtime, and offer full reports on tracking, conversion rates and visitor behavior patterns.

Source: http://www.business2community.com/online-marketing/progressive-enhancements-for-effective-web-design-0354645

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Wednesday, December 12, 2012

Tom Brady Thrilled His Sons Have a Sister

"I think it's great for my boys to have a girl in the house," the father of two sons and a newborn daughter, Vivian Lake, tells ESPN.

Source: http://feeds.celebritybabies.com/~r/celebrity-babies/~3/zxKf0MJWr4c/

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Fiscal cliff talks appear to be stalled

House Speaker John Boehner of Ohio leaves his office and walks to the House floor to deliver remarks about negotiations with President Obama on the fiscal cliff, Tuesday, Dec. 11, 2012, on Capitol Hill in Washington. (AP Photo/J. Scott Applewhite)

House Speaker John Boehner of Ohio leaves his office and walks to the House floor to deliver remarks about negotiations with President Obama on the fiscal cliff, Tuesday, Dec. 11, 2012, on Capitol Hill in Washington. (AP Photo/J. Scott Applewhite)

Senate Majority Leader Harry Reid, D-Nev., speaks with reporters following a Democratic strategy session at the Capitol in Washington, Tuesday, Dec. 11, 2012. (AP Photo/J. Scott Applewhite)

(AP) ? Despite an intensifying pace, little progress is being reported in talks on averting automatic spending cuts and tax increases that economists fear could send the U.S. economy off a "fiscal cliff."

House Speaker John Boehner and President Barack Obama spoke on the phone Tuesday, a day after the president offered to reduce his initial demand for $1.6 trillion in higher tax revenue over a decade to $1.4 trillion. But Obama continued to insist that much of the revenue come from raising top tax rates on the wealthy.

Boehner countered later Tuesday with another offer that aides to the Ohio Republican said stuck close to a document delivered to the White House a week ago. A top White House aide, Rob Nabors, came to the Capitol to respond.

Leading lawmakers expressed pessimism that a deal was close, despite increasing angst about a Dec. 31 deadline to stop the expiration of Bush-era tax cuts and separate across-the-board spending cuts that are the result of Washington's failure to complete a deficit-reduction deal last year.

"I think it's getting worse, not better," House GOP Whip Kevin McCarthy, R-Calif., said.

The Boehner camp again said it's up to the White House to proffer additional spending cuts to programs like Medicare. The White House countered that Republicans still need to cave on raising tax rates for the rich.

"Where are the president's spending cuts?" Boehner said on the House floor. "The longer the White House slow-walks this process, the closer our economy gets to the fiscal cliff."

In rebuttal, the White House swiftly detailed numerous proposals Obama has made to cut spending, including recommendations to cull $340 billion from Medicare over a decade and an additional $250 billion from other government benefit programs.

Obama remains determined that tax rates rise on family income exceeding $250,000, a move Republicans say would strike many small businesses that are engines of new jobs and file as individuals when paying their taxes.

Two weeks before the year-end holidays, time to find agreement was short, but not prohibitively so.

"I think it's going to be extremely difficult to get it done before Christmas, but it could be done," Senate Majority Leader Harry Reid, D-Nev., said.

Boehner's office took the step ? unusual in secretive talks ? of announcing that Republicans "sent the White House a counteroffer that would achieve tax and entitlement reform to solve our looming debt crisis and create more American jobs."

Democrats have watched with satisfaction in recent days as Republicans struggle with Obama's demands to raise taxes, but Reid privately has told his rank and file they could soon be feeling the same distress if discussions grow serious on cuts to benefit programs.

In an ABC interview, Obama did not reject a Republican call to raise the age of Medicare eligibility from 65 to 67, a proposal many Democrats strongly oppose.

The proposal is "something that's been floated," Obama said, not mentioning that he had tacitly agreed to it in deficit-reduction talks with Boehner more than a year ago that ended in failure.

"When you look at the evidence, it's not clear that it actually saves a lot of money," Obama said. "But what I've said is, let's look at every avenue, because what is true is we need to strengthen Social Security, we need to strengthen Medicare for future generations, the current path is not sustainable because we've got an aging population and health care costs are shooting up so quickly."

Obama's plan would raise $1.6 trillion in revenue in part by raising tax rates on incomes over $200,000 for individuals and $250,000 for couples. He has recommended $400 billion in spending cuts over a decade.

He also is seeking extension of the Social Security payroll tax cut due to expire Jan. 1, a continuation in long-term unemployment benefits and steps to help hard-pressed homeowners and doctors who treat Medicare patients.

The White House summary noted that Obama last year signed legislation to cut more than $1 trillion from government programs over a decade, and was proposing $600 billion in additional savings from benefit programs.

Boehner's plan, in addition to calling for $800 billion in new revenue, envisions $600 billion in savings over a decade from Medicare, Medicaid and other government health programs, as well as $300 billion from other benefit programs and another $300 billion from other domestic programs.

It would trim annual increases in Social Security payments to beneficiaries and gradually raise the eligibility age for Medicare.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-12-12-Fiscal%20Cliff/id-198e7e5f893f495fba787974afaf0083

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